Equal Opportunity Policy

In the United States, the U.S. Equal Employment Opportunity Commission enforces a wide range of federal laws that prohibit workplace discrimination. An Equal Opportunity Policy (EOP) prevents the Company from discriminating against job applicants or employees if they are a member of a protected class (e.g, race, gender, age, religion, familial status, color). The EOP is essential for any anti-harassment, workplace violence, non-discrimination or diversity policies the Company may consider developing.

Policy Statement

Universal Financial Associates Inc (“the Company”) is committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and employees without regard to race, color, religion, sex, pregnancy (including childbirth, lactation, and related medical conditions), national origin, age, physical and mental disability, marital status, sexual orientation, gender identity, gender expression, genetic information (including characteristics and testing), military and veteran status, and any other characteristic protected by the applicable Federal and State Laws. The Company believes that diversity and inclusion among the teammates are critical for Company’s success and prosper, and seeks to recruit, develop, and retain the most talented people from a diverse candidate pool.

Scope

EOP applies to all aspects of employment, including recruitment, hiring, promotion, transfer, demotion, reduction of workforce and termination, compensation, benefits, training, educational assistance, and social and recreational programs.

Commitment

Recruitment and Hiring : Universal Financial Associates Inc will recruit, hire, train, and promote individuals in all job titles without regard to the protected characteristics listed above.

Training and Development: All employees are encouraged to take advantage of job-related training opportunities to develop and enhance their skills. The Company ensures that all training and development programs are accessible to all employees without discrimination.

Compensation and Benefits: Compensation and benefits programs are administered to ensure non-discriminatory practices. Pay decisions are based on job responsibilities, individual performance, and market factors.

Harassment-Free Workplace: Harassment or discrimination against any individual on the basis of any characteristic protected by law will not be tolerated. Any reported incidents of harassment or discrimination will be promptly and thoroughly investigated.

Reasonable Accommodations: Universal Financial Associates Inc will provide reasonable accommodations to qualified individuals with disabilities to ensure their full participation in the employment process and enable them to perform the essential functions of their jobs, unless such accommodations would result in undue hardship.

Responsibilities

Management: Managers and supervisors are responsible for implementing and enforcing EOP, ensuring their teams understand and adhere to it.

Employees: Every employee is responsible for supporting this policy and contributing to a workplace environment free from discrimination and harassment.

Reporting and Compliance

Employees who believe they have been subjected to discrimination or harassment or who witness such behavior should report the incident
immediately to their supervisor, Human Resources, or through the company’s anonymous reporting hotline. The Company will promptly investigate all reports and take appropriate corrective action.

Policy Review

This policy will be reviewed regularly and updated as necessary to reflect any changes in legal requirements or Company practices. Employees are encouraged to provide feedback on the EOP to ensure its effectiveness.

Conclusion

Universal Financial Associates Inc is dedicated to creating a culture where everyone has an equal opportunity to contribute to our success and realize their full potential. By embracing diversity and ensuring equal opportunity, we believe we can create a more innovative, engaged, and high-performing workforce.