Privacy and Data Protection Policy

UNIVERSAL FINANCIAL ASSOCIATES, INC. (“Company”) , understands the importance of privacy and the protection of personal data protection, and we take your privacy seriously. This “Privacy Policy” describes how our Company collects, uses, discloses, and otherwise processes personal data in connection with this Website and any of our other website, mobile applications, or online services that link to this Privacy Policy (collectively referred to as the “Site”).

1. PERSONAL DATA WE COLLECT

We may collect personal data about you on our Site in the following ways: Information you choose to provide to us. We may collect personal data from you when you voluntarily provide it to us through our Site or otherwise share with us. This includes:

  • Personal and Business Contact information, such as your first name and last name, postal address, email address, phone number, job title, and employer name;
  • Professional credentials, such as educational and work history, institutional affiliations and other information of the type that would be included on a resume or curriculum vitae;
  • Profile information, such as your username and password, industry, interests and preferences;
  • Feedback and correspondence, such as information you provide when you contact us with questions, report a problem with the Site, receive customer support, respond to online surveys or otherwise correspond with us;
  • Transaction information, such as details about programs, events or other activities you register for through the Site;
  • Usage information, such as information about how you use the Site and interact with us; and
  • Marketing information, such as your preferences for receiving marketing communications.

2. HOW WE USE YOUR PERSONAL DATA

2.1.
To operate our Site. We may use your personal data to:
  • operate, maintain, administer and improve our Site;
  • process and manage registrations you make through our Site;
  • provide information about our development;
  • communicate with you by sending you technical notices, updates, security alerts, and support and administrative messages;
  • understand your needs and interests, and personalize your experience with our Site;
  • provide support and maintenance for our Site; and
  • respond to your service-related requests, questions and feedback.
2.2.
To send you marketing and promotional communications. We may send you Company related marketing communications, as permitted by applicable law. You will have the ability to optout of our marketing and promotional communications as described in the Opt-Out of Marketing section, below.
2.3.
To comply with law. We use your personal data as we believe necessary or appropriate to comply with applicable laws, lawful requests and legal processes, such as to respond to requests from government authorities.
2.4.
With your consent. We may use or share your personal data with your consent, such as when you consent to let us post your testimonials or endorsements on our Site, you instruct us to take a specific action with respect to your personal data, or you opt into third party marketing communications.
2.5.
To create anonymous, aggregated or de-identified data. We may create anonymous, aggregated or de-identified data from your personal data and that of other individuals whose personal data we collect. We may use this data and share it with third parties for our lawful business purposes, including to analyze and improve the Site and promote our business.
2.6.
For compliance, fraud prevention and safety. We may use your personal data as we believe necessary or appropriate to (a) enforce the terms and conditions that govern use of our Site; (b) protect our rights, privacy, safety or property; and (c) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical or illegal activity.

3. HOW WE SHARE YOUR PERSONAL DATA

We do not share your personal data with third parties without your consent, except in the following circumstances:

  • Affiliates. We may disclose your personal data to our subsidiaries and corporate affiliates for purposes consistent with this Privacy Policy.
  • Service Providers. We may share your personal data with third-party companies and individuals that provide services on our behalf (such as hosting, analytics, email delivery, marketing, and database management services). These third parties use personal data only as directed by us and in a manner consistent with this Privacy Policy.
  • Professional advisors. We may disclose your personal data to professional advisors, such as lawyers, auditors and insurers, where necessary in the course of the professional services that they render to us.
  • Compliance with Laws and Law Enforcement; Protection and Safety. We may disclose information about you to government or law enforcement officials or private parties as required by law, and disclose and use such information as we believe necessary or appropriate to (a) comply with applicable laws and lawful requests, such as to respond to requests from government authorities; (b) enforce the terms and conditions that govern use of the Site; (c) protect the rights, privacy, safety or property of users of our Site and (d) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical or illegal activity.
  • Business Transfers. We may sell, transfer or otherwise share some or all of our business or assets, including your personal data, in connection with a business transaction (or potential business transaction) such as a merger, consolidation, acquisition, reorganization or sale of assets or in the event of bankruptcy, in which case we will make reasonable efforts to require the recipient to honor this Privacy.

4. YOUR CHOICES

In this section, we describe the rights and choices available to all users.

4.1.
Opt-Out of Marketing Communications. You may opt out of marketing-related emails by clicking on a link at the bottom of each such email. You may continue to receive service-related and other non-marketing emails for which you have not opted out.
4.2.
Cookies & Browser Web Storage. We may allow service providers and other third parties to use cookies and similar technologies to track your browsing activity over time and across the Site and third-party website. Most browsers let you remove or reject cookies. Many browsers accept cookies by default until you change your settings. To update your browser settings, follow the instructions in your browser. Please note that if you set your browser to disable cookies, the Site may not work properly.
4.3.
Choosing Not to Share Your Personal Data. You may choose not to share your personal data on our Site. Where we need your personal data in order to provide you with a service, if you do not provide the information when requested (or you later ask to delete it), we may not be able to provide you with our services.

5. OTHER SITE, MOBILE APPLICATIONS AND SERVICES

The Site may contain links to other website, mobile applications and services. These links are not an endorsement of, or representation that we are affiliated with any third party. In addition, our content may be included on website or in mobile applications that are not associated with us. We do not control third-party website or mobile applications and are not responsible for their actions. Other website and mobile applications follow different rules regarding the collection, use and sharing of your personal data. We encourage you to read the privacy policies of the other website and mobile applications you visit.

6. SECURING YOUR PERSONAL DATA

Company uses reasonable administrative, physical, and technical safeguards to secure the personal data you share with us. However, we cannot guarantee complete security of your personal data.  Any email or other communication purporting to be from one of our website asking you to provide sensitive information (including medical information) via email, should be treated as unauthorized and suspicious and should be reported to us immediately by emailing to dpo@universalfinancialassociates.com

7. INTERNAL DATA TRANSFER

Company is headquartered in the United States and has service providers in other countries. Personal data collected in countries other than the United States may be transferred to the United States or other locations outside of your state, province, country or other governmental jurisdiction. Laws in such countries or jurisdictions may not be as protective as those in your country. We will process and transfer your personal data in accordance with applicable law and this Privacy Policy regardless of where your personal data is stored or accessed. Our third-party service providers are contractually bound to treat personal data in a manner that is consistent with this Policy and applicable data protection laws.

8. RETENTION DATA

We will only retain your personal data collected as described in this Policy, for as long as necessary to fulfill the purposes for which it was collected (or for any subsequent purpose that is compatible with the original purpose). This does not affect your right to request that we delete your personal data before the end of its retention period. In some circumstances we may anonymize your personal data (so that it can no longer be associated with you) in which case we may use this information indefinitely without further notice to you.

9. RIGHTS REGARDING YOUR PERSONAL DATA

If you reside in the EEA, UK, or Switzerland, you may request that we take the following actions in relation to your personal data:

  • Access. Provide you with information about our processing of your personal data and give you access to your personal data.
  • Correct. Update or correct inaccuracies in your personal data.
  • Delete. Delete your personal data, so long as its processing is no longer necessary or obligatory for the compliance with a legal obligation of Company or the defense of a lawful interest.
  • Transfer. Transfer a machine-readable copy of your personal data to you or a third party of your choice.
  • Restrict. Restrict the processing of your personal data.
  • Object. Object to our legitimate interests as the basis of our processing of your personal data.

To submit a request, residents of the UK, EEA and Switzerland can write to us at our postal address provided below:
28211 Sundown Shores CT. Fulshear, TX 77441

You may also make the following requests:

  • Limit the use of sensitive personal data. That Company limit the use of sensitive personal data that you have shared via this Site.
  • Do not sell/share my personal data. That Company not sell or share personal data as detailed in this Privacy Policy.

10. CAREERS

If you submit personal data in connection with job opportunities at our Company via our site, we will use and disclose the data to process your application (including to contact you and/or your references and former employers if appropriate), to monitor recruitment statistics, and to comply with government reporting requirements. We also retain statistical information about applicants to help with our recruitment activities. We will process this information based on our legitimate interest in evaluating job candidates or, when you provide us with sensitive information, based on your consent.

11. CHANGES TO THIS PRIVACY POLICY

We may make changes to this Privacy Policy from time to time. If we make material changes that significantly impact your privacy rights, we will notify you by updating the date of this Privacy Policy and posting it on the site. We may, if required by law, also provide notification of changes in a manner reasonably likely to reach you, such as via email (if you have provided your contact information) or through the site.

12. CONTACT US

If you have any questions or concerns about our Privacy Policy or would like to request this Privacy Policy in an alternative format due to a disability, please feel free to email us at dpo@universalfinancialassociates.com.